Home Loan VaObtaining A Home LoanSuggestions To Help You |
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Looking for a home loan? Here's a tip for you. Have the lender or broker write down all the costs associated with the loan. Then ask if the lender or broker will waive or reduce one or more of its fees or agree to a lower rate or fewer points. You'll want to make sure that the lender or broker is not agreeing to lower one fee while raising another or to lower the rate while raising points. There's no harm in asking lenders or brokers if they can give better terms than the original ones they quoted or than those you have found elsewhere. The best advice is to compare different loan packages and find the most favorable deal for you.
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